Our Hebden Bridge lawyer has identified a discrepancy between the surveyor’s assumptions in the home valuation report and what is in the title deeds. My solicitor has advised that he needs to ensure that the lender is with this discrepancy and is still content to lend. Is my conveyancer’s stance appropriate?

Your must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I happen to be the only recipient of my late grandmother’s will and I have everything in my name now, including the my former home in Hebden Bridge. The Hebden Bridge property was put into my name in . I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership could be considered the same way as though I had purchased the house in . Do I have to wait 6 months to sell?

The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. How sensible a view lenders take of it, depend on the bank as this provision is chiefly there to capture the purchase and immediately sell or the flipping of properties.

Can I be sure that the Hebden Bridge conveyancing solicitor on the panel is any good?

When it comes to conveyancing in Hebden Bridge getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer conducting your transaction.

We expect to receive a OIP from this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do recommend any Hebden Bridge solicitors on the conveyancing panel, or is it better to go independently?

You will need to appoint Hebden Bridge solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

A relative advised me that where I am purchasing in Hebden Bridge I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is usually included in the estimate for your Hebden Bridge conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Hebden Bridge around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hebden Bridge Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Hebden Bridge.

I have a terraced Edwardian property in Hebden Bridge. Conveyancing practitioner acted for me and . I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hebden Bridge and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing practitioner who carried out the work.

Just had an offer accepted on a new build apartment in Hebden Bridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Hebden Bridge

There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.