Me and my partner are planning to purchase a 3 bedroom apartment in Hebden Bridge with a mortgage. We like our Hebden Bridge lawyer, however the bank advise she’s not on their "panel". We have to appoint one of the bank panel conveyancing practices or continue with our Hebden Bridge conveyancing practitioner and pay for one of their panel lawyers to represent them. We consider that this is unjust; can we not demand that the mortgage company use our Hebden Bridge conveyancer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Hebden Bridge conveyancing solicitor to apply to be on the conveyancing panel.
In what way does my ID and proof of funds have anything to do with my conveyancing in Hebden Bridge? Why is this being asked of me?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identification documents of the person or body they are dealing with before they can accept their conveyancing instruction. The Terms and Conditions that you are required to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to provide identification documents, your solicitor will not be able to take you on as a client.
Is there a list of Nationwide panel conveyancers in Hebden Bridge on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings viewable online. Where you are in need of a Hebden Bridge conveyancer on the Nationwide please make the most of our facility.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Kent Reliance are being pedantic. The Hebden Bridge solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Intending to buy a apartment in Hebden Bridge. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hebden Bridge lawyer is on the Nottingham conveyancing panel.
I am downsizing from my home. My former lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Hebden Bridge if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Hebden Bridge. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
My husband and I are new on the property ladder - had an offer accepted, but the agent informed us that the seller will only go ahead if we appoint the agent's preferred lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor with experience of conveyancing in Hebden Bridge
It is improbable the vendors are behind this. Should the seller want ‘a quick sale', taking such a hostile approach to a motivated purchaser is likely to cause more damage than good. Speak to the owners direct and explain that (a)you are genuine purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you intend to instruct your own,trusted Hebden Bridge conveyancing lawyers - not the ones that will give their estate agent a introducer fee or meet his conveyancing thresholds set by corporate headquarters.